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The documents provided below are sample Credit Card Agreements with pricing terms in effect as of September 30, 2015. Final rate and fee information depends on your credit history, so these Credit Card Agreements are samples only.

If you are a current Citizens cardholder, please log in to your online account if you would like to request the Credit Card Agreement for your account(s). If you would like to make this request over the phone, please call Customer Service at 1-800-684-2222.

Cash Back PlusTM World MasterCard®

Cash Back Plus Agreement Rates and Fees

Premier Cash Back PlusTM World MasterCard®

Premier Cash Back Plus Agreement Rates and Fees

Clear ValueTM MasterCard®

Clear Value Agreement Rates and Fees